How to Deal With Parents' Divorce in Your 20s: Your Feelings, Your Boundaries and the Legal Questions

by Farrukh Shahzad · Updated

Young adult sitting quietly and thinking about family changes
Contents
  1. Looking after yourself
  2. Setting boundaries with your parents
  3. The legal side for adult children
    1. Custody doesn't apply to you, but support sometimes does
    2. Inheritance and estate planning
    3. Being asked to testify
  4. When to get help
  5. Sources

Last reviewed: October 5, 2026. This article is general information, not legal advice. Support, inheritance and court rules differ by state; check your state's law or ask a lawyer about your family's situation.

Finding out your parents are divorcing when you're in your 20s can be surprisingly hard. People may assume it matters less because you're "grown up", but you might be dealing with grief, worry about a parent, awkward holidays and questions about money, all at once. Whatever you're feeling is valid.

Short answer: how to deal with parents' divorce in your 20s comes down to looking after yourself, setting kind but firm boundaries so you aren't pulled into the middle, and understanding the few legal issues that can still affect you as an adult child: college support in some states, changes to inheritance and estate plans, and the chance of being asked to testify. There is no custody decision about you once you're an adult.

Looking after yourself

Keep this part simple and kind to yourself:

  • Let yourself feel it. Sadness, anger, relief or confusion are all normal, and they can come and go for months.
  • Keep your own routines. Work, friends, exercise and sleep give you stability while family life shifts.
  • Talk to someone outside the family. A friend, partner or counselor can listen without having a stake in the outcome. Many employers and colleges offer free counseling.
  • Don't rush to rewrite your childhood. A divorce now doesn't mean your happy memories were fake.

Setting boundaries with your parents

Adult children are often treated as confidants, messengers or referees. You can say no to all three.

  • "I love you both, and I'm not going to take sides."
  • "Please talk to each other directly; I'm not going to pass on messages."
  • "I don't want to hear details about the marriage or the case."
  • "Let's plan the holidays early so nobody is surprised."

If you have younger siblings who are still minors, they may be living under a custody arrangement. You can support them without trying to take on a parent's role.

Custody doesn't apply to you, but support sometimes does

Custody and parenting-time orders cover minor children. Once you are an adult, no court decides who you live with.

Support is different. In most states, child support ends at 18 or at high school graduation, but some states go further:

  • New York treats parents as responsible for supporting a child under 21 (Family Court Act § 413).
  • Illinois allows a court to order either or both parents to contribute to college, vocational or professional training under 750 ILCS 5/513. In summary, expenses generally must be incurred before the student's 23rd birthday (up to 25 for good cause), and tuition and housing are generally capped at the cost of the University of Illinois at Urbana-Champaign.

Even where no statute requires it, parents can agree to share college costs in their divorce settlement, and that agreement can be enforced like other terms. If college costs matter to you, it's reasonable to ask your parents whether this is being addressed. You usually aren't a party to the case, so the request has to go through them or their lawyers.

Inheritance and estate planning

A divorce often changes who inherits from each parent, sometimes in ways nobody intended:

  • Wills. In many states, divorce automatically cancels gifts to the ex-spouse in a will (Florida's § 732.507(2) is one example). That can shift property to other heirs, including children, or to a new beneficiary.
  • Beneficiary designations. Some states have similar rules for life insurance and other designations. The US Supreme Court upheld Minnesota's version in Sveen v. Melin (2018). But in Egelhoff v. Egelhoff (2001) the Court held that federal ERISA law pre-empted a similar Washington statute for employer benefit plans, so an old beneficiary form on a workplace plan may still control.
  • Remarriage. If a parent remarries, a new spouse may have inheritance rights, and the parent may change their plans.
  • Health-care and financial powers of attorney. A parent may want to stop naming the ex-spouse as their decision-maker and name someone else, sometimes an adult child.

It's fair, and often helpful, to gently suggest that each parent review their will, beneficiary forms and powers of attorney with a lawyer once the divorce is final. You can't make those decisions for them, and you aren't entitled to an inheritance, but outdated paperwork causes a lot of family conflict later.

Being asked to testify

Adult children sometimes witness things that matter in a divorce, such as finances, a parent's behavior, or the care of younger siblings. You can be subpoenaed to testify or to give a deposition, like any other witness.

  • Don't ignore a subpoena. Ignoring one can lead to contempt of court.
  • Ask what it's about. You can contact the lawyer who issued it, and you can speak to your own lawyer.
  • Tell the truth, and only what you know. Your role is to be an honest witness, not to help one parent win.
  • Tell both parents you aren't taking sides. Being called as a witness doesn't make you responsible for the result.

If you're worried about what you might say, our guide to what not to say in divorce court covers how testimony works.

When to get help

Consider a counselor if you're struggling to function day to day, or a lawyer if you're served with papers, have a financial stake (for example, a family business or a home in your name), or have questions about support for college.

Will a court decide who I live with if I'm over 18?

No. Custody orders are about minor children. Once you are a legal adult you decide where you live and how much time you spend with each parent. Younger siblings who are still minors may be covered by a custody order.

Can my parents be ordered to pay for my college after their divorce?

In some states, yes. Illinois, for example, lets a court order either or both parents to contribute to a child's college expenses under 750 ILCS 5/513, generally for expenses incurred before age 23. New York treats parents as responsible for support of a child under 21. Many states end support at 18 or high school graduation. It depends on the state and on what the divorce agreement says.

Does my parents' divorce change my inheritance?

It can. In many states, divorce cancels will provisions for the ex-spouse, which can shift who inherits. Some states also cancel beneficiary designations for an ex-spouse, but employer plans governed by federal ERISA law generally follow the plan's own beneficiary form. A parent who remarries may also leave property to a new spouse. The only way to know is for each parent to review their own estate plan.

Can I be made to testify in my parents' divorce?

Possibly. An adult child can be subpoenaed as a witness like anyone else, and a subpoena should not be ignored. If you receive one, you can ask the lawyer who issued it what it is about, and you can speak to your own lawyer. Your duty is to answer truthfully, not to take a side.

Is it normal to feel this upset as an adult?

Yes. Many adult children find a parent's divorce unsettling, especially when it changes holidays, the family home or how they see their childhood. If the feelings are affecting your sleep, work or relationships, talking to a counselor can help.

Sources

  • N.Y. Family Court Act § 413 (duty of parents to support a child under 21): New York State Senate
  • 750 ILCS 5/513 (Illinois educational expenses for a non-minor child): FindLaw
  • Fla. Stat. § 732.507 (effect of divorce on a will): Florida Senate
  • Sveen v. Melin (2018): Cornell LII
  • Egelhoff v. Egelhoff, 532 U.S. 141 (2001): Cornell LII

Filed Under: Family Law

About Farrukh Shahzad

Farrukh Shahzad is the founder and researcher behind TodayinTrend. He is not a lawyer and does not give legal advice — he reads the statutes, court rules and official data, then explains what they actually say in plain English.

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